Bhagvatam:- If one desires all opulences, his duty is to daily worship Lord Vishnu with His wife, Lakshmi. Lord Vishnu and the goddess of fortune are an immensely powerful combination. They are the bestowers of all benedictions and the sources of all good fortune. Therefore the duty of everyone is to worship Lakshmi-Näräyana.
TRANSLATION
[After profusely offering obeisances unto Lord Vishnu, the devotee should offer respectful obeisances unto mother Lakshmi, the goddess of fortune, and pray as follows.]
O wife of Lord Vishnu, O internal energy of Lord Vishnu, you are as good as Lord Vishnu Himself, for you have all of His qualities and opulences.
O goddess of fortune, please be kind to me. O mother of the entire world, I offer my respectful obeisances unto you.
PURPORT
The Lord has multifarious potencies (paräsya shaktir vividhaiva shrüyate).
Since mother Lakshmi, the goddess of fortune, is the Lord's very precious potency, she is addressed here as mahä-mäye.
The word mäyä means shakti.
Lord Vishnu, the Supreme, cannot exhibit His power everywhere without His principal energy.
It is said, shakti shaktimän abheda: the power and the powerful are identical.
Therefore mother Lakshmi, the goddess of fortune, is the constant companion of Lord Vishnu; they remain together constantly.
One cannot keep Lakshmi in one's home without Lord Vishnu.
To think that one can do so is very dangerous.
To keep Lakshmi, or the riches of the Lord, without the service of the Lord is always dangerous, for then Lakshmi becomes the illusory energy.
With Lord Vishnu, however, Lakshmi is the spiritual energy.
TRANSLATION
"My Lord Vishnu, full in six opulences, You are the best of all enjoyers and the most powerful. O husband of mother Lakshmi, I offer my respectful obeisances unto You, who are accompanied by many associates, such as Vishvaksena. I offer all the paraphernalia for worshiping You." One should chant this mantra every day with great attention while worshiping Lord Vishnu with all paraphernalia, such as water for washing His feet, hands and mouth and water for His bath. One must offer Him various presentations for His worship, such as garments, a sacred thread, ornaments, scents, flowers, incense and lamps.
PURPORT
This mantra is very important. Anyone engaged in Deity worship should chant this mantra, as quoted above, beginning with om namo bhagavate mahä-purushäya.
TRANSLATION
Sukadeva Gosvämi continued: After worshiping the Lord with all the paraphernalia mentioned above, one should chant the following mantra while offering twelve oblations of ghee on the sacred fire: om namo bhagavate mahä-purushäya mahävibhüti-pataye svähä.
TRANSLATION
If one desires all opulences, his duty is to daily worship Lord Vishnu with His wife, Lakshmi. With great devotion one should worship Him according to the above-mentioned process. Lord Vishnu and the goddess of fortune are an immensely powerful combination. They are the bestowers of all benedictions and the sources of all good fortune. Therefore the duty of everyone is to worship Lakshmi-Näräyana.
PURPORT
Lakshmi-Näräyana—Lord Vishnu and mother Lakshmi—are always situated in everyone's heart (ishvaram sarva-bhütänäm hrd-deshe 'rjuna tishthati). However, because nondevotees do not realize that Lord Vishnu stays with His eternal consort, Lakshmi, within the hearts of all living entities, they are not endowed with the opulence of Lord Vishnu.
Unscrupulous men sometimes address a poor man as daridra-näräyana, or "poor Näräyana."
This is most unscientific. Lord Vishnu and Lakshmi are always situated in everyone's heart, but this does not mean that everyone is Näräyana, especially not those in poverty. This is a most abominable term to use in connection with Näräyana. Näräyana never becomes poor, and therefore He can never be called daridra-näräyana. Näräyana is certainly situated in everyone's heart, but He is neither poor nor rich. Only unscrupulous persons who do not know the opulence of Näräyana try to afflict Him with poverty.